Financial guides

Top tips for how to multiply your money. It’s a basic rule of investing that to improve your chance of a better return you have to accept more risk. But you can manage and improve the balance between risk and return by spreading your money across different investment types and sectors whose prices don’t necessarily move in the same direction – this is called diversifying. It can help you smooth out the returns while still achieving growth, and reduce the overall risk in your portfolio.

Investors often place great importance on price-earnings ratios, but placing too much emphasis on a single metric is ill-advised. P/E ratios are best used in conjunction with other analytical processes. Therefore a low P/E ratio doesn’t necessarily mean a security is undervalued, nor does a high P/E ratio necessarily mean a company is overvalued. Some mistakenly believe there’s less to lose with low-priced stocks. But whether a $5 stock plunges to $0, or a $75 stock does the same, you’ve lost 100% of your initial investment, therefore both stocks carry similar downside risk. In fact, penny stocks are likely riskier than higher-priced stocks, because they tend to be less regulated.

Funding your retirement is one of the best investments that you can make to ensure the financial future of you and your family. It’s important to plan for your retirement whether you have just finished high school at 18 or are about to enter your 60’s. It is never too early to start putting money away for your retirement. If you are planning on living a comfortable retirement based on Social Security; forget about it! According to USA Today, the average Social Security benefit paid out to retirees is a paltry $1,324 per month, which amounts to just $16,424 per year. Read more details at Why you need a retirement plan.

If you’re on a tight budget, even the simple step of enrolling in your 401(k) or other employer retirement plan may seem beyond your reach. But there is a way that you can begin investing in an employer-sponsored retirement plan with amounts that are so small you won’t even notice them. For example, plan to invest just 1 percent of your salary into the employer plan. You probably won’t even miss a contribution that small, but what makes it even easier is that the tax deduction that you’ll get for doing so will make the contribution even smaller. Once you commit to a 1 percent contribution, you can increase it gradually each year. For example, in year two, you can increase your contribution to 2 percent of your pay. In year three, you can increase your contribution to 3 percent of your pay, and so on.

Buffett says that the hardest thing is to trust your investment decisions. You always think that others are right and you are wrong. Instead, you need to study and believe in yourself. To be successful, you need to overcome the fear and not pay attention to what others are telling you. Accumulate knowledge and make investment decisions on your own to stand separate from the crown and be a winner.

About MultiplyMyMoney : I have more than 12 years of experience as an independent and personal financial and investment consultant. I used to run a financial blog called BuylikeBuffett which provided insight on investing, saving, money management, and all things finance. I am also the author of Your Financial Playbook: A Guide To Navigating The World Of Personal Finance a financial guide written to inform the beginning investor about the basics of the market. I decided to start a new site because I receive a great number of questions about financial topics on a daily basis. I figure that this would be a great way to answer those questions and increase financial literacy. I also figured it would be a good platform to write articles on everything from teaching how to get rich, explaining the basics of cryptocurrency, to detailing ways of rebuilding your credit score. I was the founder and president of New Horizons Financial Management, LLC, and was a registered investment advisor. New Horizons was an independent investment advisory asset management and personal financial consulting firm offering investment advisory services to high net worth individuals. Read extra details on Multiply My Money.

Business coaching Thailand

Searching for corporate training to improve you or your teams skill levels ? Studies show that a higher level of engagement during training activities results in greater retention and recall of knowledge on the part of the learner. And interactivity strategies such as the use of multimedia elements, real-world scenarios, and even basic achievement levels and badges can help to transform the most mundane training modules into engaging, thought-provoking and memorable learning experiences.

There is a certain convenience that comes with in-house training, simply because your employees won’t have to go anywhere to receive it. On-site training also allows for making certain last minute changes that might be necessary for one reason or another. These days, there are lots of providers that offer in-house training, so you shouldn’t have to look very far to find this option. A lot of companies in all different industries are taking advantage of corporate training because of everything it has to offer, and you should seriously consider doing the same. These services can provide your business with a quick and efficient way to get to the top of your industry in every way.

Personal Development is key in the growing globalization and increasing competitiveness of today’s corporate and daily life environment. You need to make the difference. Personal Development is start and key at the same time in this matter. Learn NLP, Learn the Art of Neuro Linguistic Programming. Read more on Personal development Thailand.

Develop your personal life coaching style by learning with, and modelling the approaches of, three trainers who share between them decades of practical, hands-on counselling, coaching and mentoring experience. You will be learning how to apply advanced NLP methods to facilitate enduring and in-depth personal change – in a natural, and conversational manner. And you will be developing a style of coaching that is unique to MindTools NLP and which integrates coaching with Behavioural Modelling.

Explore industry associations. The Worldwide Association of Business Coaches (WABC) is one of the first professional coaching associations exclusively dedicated to business coaching. Membership is selective and based upon eligibility requirements and high standards of ethics, integrity, and professional responsibility.

You will become more motivated. When you know what you want to achieve, it is easier for you to see the benefits of taking action. Even when the task ahead is not enjoyable; if you can see a clear benefit, you are more motivated to take the necessary action. See extra info at NLP training Thailand.

Meet the team: Being the Managing Director of Mind Tools Niels is the driving force in New Product and Business Development. In the course of the years, Niels has successfully completed several different interim assignments using his project management and technical skills. Mind Tools strives to have short lines of communication. Our organization excels in direct communication, open and honest attitudes, working hard and celebrating success. You can Contact Us by phone, email, or just walk-in into our office. No appointment needed. Also you can find us on Social Media. Our motto is: “If you have a question, ask! If you have a remark, communicate!” No matter what the question is, we are here to help.

Mind Tools Co., Ltd.
Baan Benchaphan Building
29/1 Baanmai Langmor Soi 7
Suthep Road, Amphur Muang
Chiang Mai 50200
Thailand
Email: hello@mindtools.co.th
Web: https://www.mindtools.co.th/
Telephone: +66 (0) 53810587
MON-FRI 10:00 – 18:00
SAT-SUN 10:00 – 14:00

Wholesale video game and accessory online shopping

Looking for wholesale toys and hobbies online store? Here is a quality selection of the best wholesale products. Another secret is using dropshipping model. As you know, this model allows you to sell things from home without bothering about the overhead expenses. All it takes is creating a platform (already discussed above) and simply list the products. No need of inventory or stocking as the dropshipping company will do the rest once the order is placed. To find wholesale products to sell online from home, you have to do some research. It is because, not all the wholesalers offer products at wholesale prices and also it is not as easy as you think.

The key differences between wholesale and retail buying are the quantities of products purchased and the prices of the products. Wholesale buyers purchase a large quantity of products from a supplier at a reduced cost with the intention of selling them in a retail setting, whether that’s a brick-and-mortar store or an online shop. Myth #3: Pricing Research Is Unnecessary and Takes Up Too Much Valuable Time: Whenever I mention this one, people always chorus, “But of course we know research is important!” Well, why don’t you spend more time doing it, then? The number of people who pass over pricing research constantly amazes me. Everyone always agrees that it is important to research prices, but when it comes down to it, they seem to think that they just “know” how much items cost wholesale, and how much profit they are likely to make later.

Best watches : If you just wanted to spend $70 or so on a good-looking quartz watch, you could do a lot worse than the Nokia Steel (formerly the Withings Activité). But this being a “hybrid” smartwatch, you get more than just the time of day. The watch connects to your phone via Bluetooth to give you simple sleep and fitness tracking info that, while not super-comprehensive, is helpful in tracking and motivating healthy behavior. Braun’s minimalist aesthetic is perfect for someone looking for a wardrobe accoutrement rather than a showpiece. What’s more, graphic elements like the yellow seconds hand and austere font are sure to call to mind the brand’s legacy of Bauhaus-inspired product design.

Sports gear : Picking the right running shoes for you is extremely important for getting the best results. Becoming an elite runner is as much about the reps you crank out in the gym as the miles you rack up on the track. The On Cloud X is designed to push you through a strength workout, but is a great standalone good running shoe in its own right. Billed as the lightest fully-cushioned running shoe in the world (229g for size 8.5), it is much firmer under foot than your average cross trainer, so you may not want to rely on it every day. However, it has the latest CloudTech midsole, accompanied by Zero-Gravity foam, to provide support for those quick changes of direction. The heel is engineered for comfort and support, while the upper is engineered from a highly breathable lightweight mesh. As always with On running shoes, the design and construction is flawless.

Best gifts : The bobble head doll seemed to be deemed a 20th century relic by the turn of the century, but Major League Baseball again brought back the bobble head doll from pop culture oblivion. The San Francisco Giants presented the Willie Mays bobble head doll on May 9, 1999 to 20,000 visitors to their ballpark celebrating the 40th anniversary of Candlestick Park, which was the last year of the Giants playing at that stadium by the bay. That ushered in a whole new era of bobble head madness. Baseball teams throughout the United States began to offer the bobble head doll as a promotional item for their fans and bobble head dolls were one of the most popular and eagerly sold items in the early days of eBay along with Pez.

Camping and hiking gear : There’s more camping sleep gear you can buy besides your sleeping bag, such as sleeping pads, pillows, and air mattresses for camping. Camping sleeping pads come in a few varieties – self-inflating, air, and closed-cell foam, which all have their use cases and benefits. Air pad and closed-cell foams are usually lighter weight and easier to transport, while egg crate mattress pads take up more room. Simply place the pad beneath your sleeping bag to help even out the ground and provide a plusher sleeping surface. Read more details at Wholesale Products.

Party wall surveyor cost UK

Party wall problems? Here are some advices: What is covered by the Act? There are certain items of work that you can only be done after notifying the adjoining owners and either receiving written agreement of the neighbour or with a Party Wall Award prepared by a surveyor/s. Notifiable works include (but are not limited to): cutting into a wall to take the bearing of a beam, for example for a loft conversion, inserting a damp proof course, even if only to your own side of a party wall, raising a party wall and, if necessary, cutting off any objects preventing this from happening, demolishing and rebuilding a party wall, underpinning a party wall or part of a party wall, weathering the junction of adjoining walls or buildings by cutting a flashing into an adjoining building, excavating foundations within three metres of a neighbour’s structure and lower than its foundations, excavating foundations within six metres of a neighbour’s structure and below a line drawn down at 45° from the bottom of its foundations.

Some works are considered too minor to require the process of notification. Anderton Gables can advise you on which notices are required, which properties need to be notified, and can serve the notices on your behalf. Your neighbour or ‘Adjoining Owner’ can either agree to the works as proposed in the notice, or disagree. If they decide to disagree, or do not respond Party Wall Surveyor(s) will become involved and draw up a Party Wall Award which states how the work should be done and the responsibilities of the various parties involved. The adjoining owner can insist on appointing their own surveyor in addition to your surveyor; however, all party wall surveyors must act impartially, in the interest of protecting all stakeholders and enabling the works to be undertaken. Unfortunately the cost of all party wall surveyors fees usually will be payable by the building owner proposing the work.

Having done everything correctly yourself and your neighbour having done nothing you would think that you could appoint your surveyor as ‘Agreed’ and save yourself a few pounds but unfortunately the Act states that the adjoining owner has a right to their own surveyor unless they agree otherwise. Surveyor’s fees are also an issue that can cause friction. Under the Act it is the surveyors that decide who pays their fees although in all normal circumstances, that will be the party planning the work which is only fair as your neighbour was quite happy with the way things were. The exception will be if the actions of your neighbour cause unnecessary expense. An example would be if they called out the surveyors to inspect some damage that was shown to pre-date the works.

The Party wall act, the Party Wall etc. Act 1996 act to give its full name is a piece of legislation that was mainly transferred from Part VI of London Building Acts (amendment) Act 1939, it applies in England and Wales. The main purpose of the act is to provide a framework for amicably preventing and resolving disputes between neighbours in relation to Party Walls, boundary Walls and Excavations near neighbouring buildings. Building owners are given statutory rights that did not exist in existing common law, when undertaking certain types of construction as defined by the Act. As well as these rights it obliges Building owners to give appropriate notice and for the relevant notice period if they intend on carrying out the defined work. Read extra info at Party Wall Surveyor Kent.

My private network

SEO rules and best practices are modified every year so here are some SEO tips for best results in 2019. Last decade, “the year of mobile” became a kind of running joke. Every year, the experts predicted that this, finally, would be the year of mobile. Year after year. Until hype finally matched reality around 2015. Well, is this year the year of voice search? Once again, not quite. As Wright put it: “In my opinion, the ‘juice isn’t worth the squeeze’ yet for most companies when it comes to showing up in voice queries,” Wright said. “However, I think more companies will look into a voice optimization strategy next year. As I said last year, voice search is coming, it still just isn’t quite there yet.” Although voice search got lots of attention in 2018, Aleyda Solis, international SEO consultant and founder of Orainti, said voice search is just a piece of a bigger shift, from specific “results” to “answers” as part of a longer “conversational search journey.”

Everybody loves featured snippets—those handy text boxes that pop up when we search and provide quick answers to our questions without needing to click a link. They’re becoming a particularly important part of the UX as convenience becomes the norm and mobile and voice searches rise in prominence. Below is an example featured snippet…on featured snippets! But their role in good old-fashioned web SEO can’t be overstated—according to research from HubSpot, content with featured snippets doubled their click-through rates. While the exact process for selecting this snippets isn’t precisely known, HubSpot’s research identified a few trends. Every site has a few, and they’re not always a big deal. But when your site has hundreds, or thousands, it can be detrimental to your SEO. Zombie pages bloat your sitemap with numerous pages that Google deems low-quality, as they earn no traffic or engagement.

WordPress SEO tip : WordPress is so popular today because you can have a website up and running in the time it takes to down a hot mug of coffee. Thanks to WordPress themes and plugins, anybody (and I mean anybody) can build a professional website in no time. But that’s only true if you pick the perfect theme and plugins. In terms of WordPress SEO the themes and plugins you pick should be SEO-friendly from the get go. Obviously, you can start with any theme and any set of plugins, but SEO-ready ones give you the head-start you need to take Google by storm. What do you need to look out for when choosing your WordPress and plugins? Firstly, your choice should utilize clean and valid HTML. If the structure of your theme is all over the place, you are going to have problems not only with your WordPress SEO, but also with your design. Look for themes that utilize the canonical URL meta tag. A canonical URL meta what? This is just a fancy term for a certain type of meta tag that stores the top URL of your page. If it’s your homepage, the canonical URL meta tag will store your domain name. If it’s a post, the tag will store the URL of the post.

So in 2019, you should increasingly ask yourself what your target group wants to know when searching the web or what they want to cover with their search. The more you meet this need with your content, the better your ranking chances will be. With the evolution of SERPs, Google is accessing more and more data material. Today, Google is also able to create its own meaningful meta-descriptions from existing content. In addition, the search engine giant uses structured data to create rich snippets. Since the available space has become smaller due to a change in the arrangement of the advertisements, you should make sure to create eye-catching snippets. Note that homepages cannot get review snippets, only inner pages do. Rich snippets can significantly increase the click-through rate (CTR) for your website. Some sources say this can increase by up to 30%, but we have never seen such high changes on all websites in our care.

SEO rankings under the Google are making strict interventions day by day to eject the spamming and we are always committed to ensuring that good quality private link network is done for all niche sites. These are link farms in which a group of blogs would be owned by the same company and we ensure that quality of content in these blogs are professional and back linking from those blogs would not cause any spamming. There would be good forums and there would be good social media accounting that would be done by our team. See more details on Backlinks service.

Thailand’s top NLP Master practitioner programms

Searching for NLP life coaching to raise you or your teams skill levels ? Through the use of scenario questions and simulations, interactivity allows employee learners to apply knowledge and make decisions in a risk-free non-judgmental environment. By removing the fear of failure, learners are free to formulate action plans by exploring unpredictable paths that lead to unknown outcomes. This type of experiential learning can help individuals gain valuable insights, from both their successes and failures—insights that invariably lead to better on-the-job decision-making and the performance of complex tasks.

Companies that offer corporate training for their employees usually have a much easier time attracting new talent. If you want to get the best and the brightest people working for you, it’s important that you consider making this type of investment. This training can really improve the overall image of your business, which will be sure to get the attention of skilled people who can be a real asset. It can be a real challenge for some businesses to find the right employees, but this is one way to make that search a lot less frustrating and time-consuming.

Utilizing a Mind Tools Life Coach is about not only making changes but also continuous improvement in life. If you talk about achieving something, it is a dream. Mind Tools helps you to achieve and realize that specific dream quickly and achieve your goals more easily. Your Personal Mind Tools Coach assists and guides you towards your desired goal. Read more on Life Coaching Thailand.

In NLP behavioural modelling you create a detailed ‘blue-print’ or model of how someone does something e.g. how they successfully play golf, handle difficult customers, get angry with loved ones, or procrastinate. Your in-depth experience of Behavioural Modelling will enable you bring your NLP skills to an exceptional level… where you can use NLP with ease and in a seamless, conversational manner – and in just about any situation, and without having to rely on formulae or techniques. And where you do use standard NLP techniques you will be able to tailor these to suit the needs and the personality of the other person.

Explore industry associations. The Worldwide Association of Business Coaches (WABC) is one of the first professional coaching associations exclusively dedicated to business coaching. Membership is selective and based upon eligibility requirements and high standards of ethics, integrity, and professional responsibility.

It gives you greater resilience. There will be tough times ahead but the personal development process gives you the confidence and resilience to deal with these better. More fulfilling relationships. You will be able to see which relationships are worth investing time in and you will develop the skills to make the most of these relationships thereby making a more positive impact on your life. Read more details on NLP training Thailand.

Meet the team: Wirawat is Mind Tools Senior Trainer and specializes in Team Building. Wirawat is Certified in Neuro Linguistic Programming and has a proven track record in enjoying what he does best: Build your team to an unparalleled high. Mind Tools strives to have short lines of communication. Our organization excels in direct communication, open and honest attitudes, working hard and celebrating success. Want to join our dynamic team? Did we awaken your interest? We encourage you to contact us. We are always looking for skilled and qualified people. No matter if you want to work freelance, on project basis or obtain a permanent position, do send us your resume. For more information or to submit your resume, please send an email to hello@mindtools.co.th

Mind Tools Co., Ltd.
Baan Benchaphan Building
29/1 Baanmai Langmor Soi 7
Suthep Road, Amphur Muang
Chiang Mai 50200
Thailand
Email: hello@mindtools.co.th
Web: https://www.mindtools.co.th/
Telephone: +66 (0) 53810587
MON-FRI 10:00 – 18:00
SAT-SUN 10:00 – 14:00