Searching for a customer service phone number?

Angry abou a specific company customer support? Looking minutes on a utility bill to find a customer support phone number? Here is something to help you. What are the best support departments of Fortune 500 companies ? How can you reach them ? Samsung is known as a multinational conglomerate company with many subsidiaries and affiliated businesses. Not surprising, Samsung has a powerful influence on South Korea’s economic development, politics, media and culture; and has been a major driving force behind the “Miracle on the Han River.” As of last year, Samsung held a 36.5% excellent customer service rating. State Farm’s tagline, “We’re born to assist,” holds true as it has received a 37.9% excellent rating in last year’s MS Money survey in customer satisfaction. Its services range from home to car insurance, and financial services to those in need.

These unique, regional supermarkets are happy places to shop. They are immaculately clean, and intuitively designed to generate a positive shopper experience. Just ask happy shopper and college student, Elizabeth Kagan, who stocks her dorm’s fridge regularly at Wegmans. “I love the seasonal flavor that the store always has. Most importantly, I know that everything I am buying is fresh. One time, I realized I had brought back an opened package of baloney. The store took it back, with a smile, two days later,” she says. Wegmans employees may be great at customer service partly because they love their jobs—Fortune ranks Wegmans among its top ten places to work. This Texas-based, privately-held supermarket chain got uber-high marks for customer service from advisory firm KPMG’s survey of companies. The local giant is loved for its large supply of eclectic, one-of-a-kind food products, local produce and products made by Texans, and personalized, fast follow-up to customer comments. HEB is also known for its friendly service, from the shelf stockers to cashiers.

Think long term when dealing with customers. By keeping customers happy, they will be loyal and through word of mouth, will do the marketing for you. In fact, according to author Pete Blackshaw, a satisfied customer tells at least three friends (whereas an angry customer tells 3,000!) Peter Shankman, author and business consultant, was ready to board a flight before tweeting “Hey, @Mortons – can you meet me at Newark airport with a porterhouse when I land in two hours? K, thanks. :)”. As soon as Peter landed, a gentleman wearing a tuxedo was holding a bag that contained porterhouse shrimp, napkins and silverware. Knowing that Peter was a regular customer and having tracked down his arrival details, Morton’s traveled more than 23 miles to deliver excellent service.

The average response time for the best in class companies was 3 hours compared to the overall average response time, which was 12 hours and 10 minutes. This means that the right department at the best in class companies received the request at the right time, and was able to handle it accordingly. Furthermore, 62% of companies did not respond to customer support emails (Tweet this!). Based on these findings, its’ clear that the best in class customer service companies have the correct support procedures in place. To respond to all customer support emails, start out by setting up rules in your customer service software or email client, to allow you to automatically forward a request to the correct department. Secondly, when a customer asks a question, don’t ignore it. If you ignore your customers, they will ignore you and eventually shop elsewhere.

Customer service contact phone! This website is specialzed on providing fast access to info related to any big company client support department, with a lot of extra information, like phone contacts, email, live chat addresses and so on. Read more info about Customer service number.

Conventional loan tips

Do you need money for personal reasons ? Looking for best loans advices? Fees: In addition to looking at interest rates, know all the fees associated with each loan. Note origination fees, prepayment penalties, closing costs, and other fees or restrictions. An interest rate might look appealingly low, but the total cost of the loan may be much higher once you factor in the fees. Loan to value (LTV): This figure measures a commercial real estate loan’s amount in relation to property value. The higher the LTV, the riskier the transaction becomes for the bank and the higher the interest rate you will be charged. Review the LTVs of each lender to find the best fit.

Fees associated with personal loans. In addition to interest rates, there are other fees associated with a typical personal loan such as; An application fee to cover the expenses incurred while processing the loan application such as credit report fees, man hours spent validating your application and etc. An origination fee or loan fee that’s charged upon receiving the approved funds. This is often a percentage of the total loan amount, usually between 1%-5%. A late payment fee that’s charged when you don’t make the monthly payments on time. Most lenders charge a flat-fee but some may set it to be a certain percentage of the payable monthly amount. Read extra details at FHA loan.

Consider the Number of Active Loans: This factor is related directly to your credit history, and consequently, your credit worthiness. It will also impact your ability to repay your personal loan. Banks usually perform a check on the number of active loans and debt you currently have before granting their sanction for a personal loan. If you already have multiple outstanding loans such as a home loan, car loan, or education loan, then you should avoid applying for a personal loan. If it does get approved, it will increase your financial burden. Moreover, banks do not consider applicants with multiple outstanding loans as good candidates for personal loans. They may simply reject your application altogether. There are so many players in the market who are offering personal loan in India, where you can compare interest rates and apply in just few minutes. In addition to gleaning information about personal loan offerings from several banks, you can also use tools like the online EMI calculator to plan and manage your loan.

For any lender, loan security ranks as their highest criteria when considering whether to lend. If you sign over a security entitling them to a legal charge over a property, for example, their risk drops substantially. Should you default on the payment, the value of the assets means they can simple force sale and recoup what they’re owed. Many businesses, however, don’t have the luxury of a commercial asset to offer as collateral. In those instances they have two options: Sign a director’s personal guarantee document, Opt for an Unsecured business loan. Personal guarantees (covered in more detail later on) are only available where one of the directors has an asset, usually a family house, they can offer. Unsecured business loans are capped at a much lower rate and come with higher interest due to the increased risk for the lenders.

What is a mortgage? It is a loan from a bank or building society that lets you buy a property. You then pay back the amount you have borrowed plus interest over a period of around 25 years, although you can take them out over longer or shorter terms. The mortgage is secured against your property until you have paid it off in full. This means the lender could repossess your home if you fail to repay it. You can get one either on your own or held jointly with one or more people.

Greenlight Funding is a full service loan servicing firm offering a variety of consumer and commercial loan products including multi-family, business acquisition, rental property, working capital, construction, fix and flip loans, and residential mortgages. We are dedicated to helping you throughout the process. Submit your inquiry today and see how much lower our rates are than the big banks. Then fill out our short application to see if you qualify and obtain a pre-approval letter.

Business Name: Greenlight Funding, Manhattan
Web: https://greenlightbiz.com/
Address: 99 Wall Street, Suite 1605, NY, NY 1005
Tel: 917-722-1761
eMail: info@greenlightbiz.com

Maid Cleaning Services Calgary AB

1st i will say a few things about Calgary, the place where my cleaning company operates. Calgary is a fabulous town. Heritage Park in Calgary is a typical village from the pioneering period, with dozens of reconstructed historical buildings and lively costumed interpreters from four different time periods – ranging from an 1860 fur-trading fort to a 1930s town square. An old steam engine provides transport at the park, and the Gasoline Alley museum offers a hands-on, interactive experience with one-of-a-kind vintage vehicles. The village is located near Glenmore Reservoir, which is popular with sailing, canoeing, and rowing enthusiasts.

Budget Hotels: A good downtown budget option is the BEST WESTERN PLUS Suites Downtown, with extra-large rooms that include either a full kitchen or kitchenette. The new Fairfield Inn & Suites offers large suites with city views and a complimentary breakfast. Just south of downtown, near the Stampede grounds, is the BEST WESTERN PLUS Calgary Centre Inn with very reasonable rates.

Now lets discuss about cleaning tips: A slip of the knife here, an overzealous fork there, and suddenly you’ve got a stack of unsightly scratched plates in your kitchen. Fortunately, it’s easy to make your plates look brand new again with some baking soda. Simply make a paste of baking soda and water, buff it into the scratches, and in no time, your dishes will look as good as new. While many of us think of our washing machines as self-cleaning, that’s far from the case. One study published in 2007 in the journal Applied and Environmental Microbiology even found that running a typical wash and rinse with detergent was not enough to remove a number of infectious viruses. The key ingredient they found that was needed to do so? Bleach. To clean things for good, run your machine on the sanitize setting with a combination of hot water and a quart of bleach. So long, funky-smelling clothes! And for more helpful tips, here are the 30 Genius Tricks to Make Your Life Easier.

If the grille on your bathroom exhaust fan is clogged with dust, try a trick that’s faster and more effective than vacuuming. Here’s how to clean a bathroom fan: Turn on the fan and blast out the dust with “canned air.” The fan will blow the dust outside. This works on the return air grilles of your central heating/cooling system too. Run the system so that the return airflow will carry the dust to the filter. You’ll find canned air at home centers and hardware stores, usually in the electrical supplies aisle.

Microfiber products attract and hold dust with an electrostatic charge which make them one of the best tools for how to clean dust. Microfiber cloths are unlike dry rags and feather dusters, which just spread dust around. Machine washable microfiber products can save you money over disposable brands because you can use them over and over. Just make sure to let them air dry (so they’ll stay soft), and don’t use bleach or fabric softener, which degrades the fibers and reduces their ability to attract and hold dust. For extra info see the video here : https://www.youtube.com/watch?v=A2AFdPYvAAk.

Top 3 recognized luxury hotels and VIP membership in 2000 hotels worldwide

Searching for a travel club to get some special discounts for your luxury hotel bookings? Mardan Palace in Turkey: Nothing beats having served by a personal butler 24/7 when you check-in at this palace. Aside from sizzling weather and hospitable people, relaxing here makes you feel great. The palace was built in 2009 costing around $1.65 billion. Astonishing gold-leaf interior design and marble floors from Italy made it totally awesome! The hotel has its own beach with white-sand that came from Egypt, making you feel majestic while lying on it. It has ten restaurants inside that have mouth-watering food and pool that can accommodate 1000 people. Proud to say this is one of the best hotels worldwide.

Peninsula Paris: In a city of opulent hotels, this relative newbie set a new standard on opening in April 2015. On posh Avenue Kleber in the 16th Arrondissement, the hotel made its home in a meticulously restored 19th-century Haussmann building just steps from the Arc de Triomphe, with six restaurants and bars, a knockout rooftop with Eiffel Tower views, and best-in-class spa and subterranean swimming pool. The 200 guest rooms and 86 suites were designed with Parisian haute-couture in mind, so it’s custom furnishings, wood paneling and gold leaf accents galore paired the latest in-room digital technology. There’s no casual dining at the Peninsula, so pack your Parisian best to fit among the chic clientele whether it’s breakfast in a former ballroom at Le Lobby or Cantonese specialties at Lili.

Montage Palmetto Bluff : This sprawling estate in Carolina Lowcountry provides a one-of-a-kind experience that uniquely blends southern history and almost otherworldly natural beauty: rivers, misty marshes, old oaks draped with wispy Spanish moss, and salty breezes. The main hotel building looks like a classic southern mansion, and the 50 Cottages and Cottage Suites are simultaneously homey and utterly luxurious, with working fireplaces, screen porches, and gorgeous bathrooms. The multi-bedroom Village Homes are also luxurious, but lack some of the nuances of the cottages. Guests can enjoy a range of recreational facilities, including golf, bicycling, tennis, croquet, kayaking, and swimming (in the two pools), and the luxury spa is highly acclaimed. It’s not an overstatement to say that the Montage Palmetto Bluff is one of the most special properties in the entire country.

Mont Rochelle is a stunning 26-bedroom hotel and vineyard just under an hour’s drive from Cape Town in the town of Franschhoek in South Africa. Franschhoek is a traditional vineyard town in the Western Cape Province famously known as the French Corner of the Cape and is considered to be the food and wine capital of South Africa. Located at the foot of the gorgeous Klein Dassenberg Mountain Range, Mont Rochelle was purchased by Sir Richard Branson in 2014 and is now part of the exclusive Virgin Limited Edition collection which also includes Necker Island in the British Virgin Islands. The hotel offers its (often famous) guests the ultimate in privacy and relaxation, in addition to a superb culinary experience accompanied by some outstanding wines (the hotel’s vineyard processes close to 150 tons of grapes in a season). Mont Rochelle also has two dedicated spa treatment rooms as well as a Hammam.

From free nights, instant upgrades and resort credits to complimentary meals, massages and Wi-Fi, when you book with Privateupgrades you get more! Discover hidden gems and exquisite lodgings with our carefully curated list of the most sought-after hotels around the world. Unwind in the lap of luxury in elegant and exclusive accommodations that make every moment of your stay a celebration! Exhilarating and inspiring to beautiful and serene, Privateupgrades takes you to the most exciting destinations in style. Privateupgrades is a members-only travel club, with more than 20 years of experience, which provides you with a luxury accommodation for both your leisure and business trips and gives members added value on hotel bookings. With a Privateupgrades Membership, members will become a VIP and have access to numerous exclusive Upgrades, Amenities, Discounts and Promotions for Luxury Hotels worldwide. Benefit from our Preferred Partner Status and our relationships with hotel owners and managers at the most renowned hotels and receive a personalized service that will transform your entire stay. Privateupgrades is a members-only travel club and is part of the Deluxetargets Group, an international tourism agency founded in 2001. Our Travel Designers have connections throughout the world and therefore have a unique network to not only “open doors”. We are ready to VIP you and make your upcoming hotel stays extraordinary! See more details on Luxury travel discounts with membership.

The beginners guide to waist training

Let’s talk about what waist trainer should I start with. Back support and better posture: You’ll find many options out there to help with back support and posture improvement, but are any of them as beautiful and versatile as a corset? WE don’t think so! You might be surprised at the number of corsets you would find under a pair of loose fitting scrubs or under those orange vests at your local home improvement store. Whether you’re standing for long periods or tied to an office chair for most of your work day, you won’t be able to slouch if you’re wearing a corset!

Is there a perfect waist trainer? Every waist training device is different and offers a different approach to how you decide to look at training. Click here to take the quiz and find out which waist trainer is best for you. The first thing to clear… there are different formats for waist training. For instance, there are waist cinchers, which use latex to pull in the inches from your body. If you want to hide the bulge under your clothes, then this is what to use. However, it’s not considered a part of waist training, because it’s not semi-permanent.

The best bit about waist trainers is that they can be used by anyone. No matter what your age, weight or fitness level is, a waist trainer will deliver results to all body types. Regardless of whether you want to shed some serious pounds or just tone up here and there, a waist trainer can help to slim, sculpt and tighten your midsection. However, just because it’s accessible by anyone doesn’t mean you won’t need a little adjustment to get started. The compression of the waist trainer can take a while to get used to and your garment will need to be gently broken in too.

How To Use a Waist Trainer
1. Your body must become accustomed to the constriction of the waist trainer. We recommend that the first few days of wearing the trainer to wear for limited amount of time 2-4 hours per day (depending on how much you feel is comfortable).
2. Gradually add an hour or two to your regime until you are able to wear the trainer through out the entire day.
3. Once the trainer is worn-in you can then begin to use the second set of clasps making the trainer tighter.
4. As you lose weight it will become more comfortable and will not feel as tight.
5. Now you can progress to the next size down as part of your continued weight loss regime. Read more details on Waist Trainer Benefits.

What people say about WaistTrain : “Love the latex waist trainer! Made it to the tightest hooks within a week & a half. I wear it at work everyday & recently attempted a jog wearing it. Keeps good form with a straight back! I’ve lost a bit of size especially the old love handles that just were not shifting, but you seriously have to put the work in as well as the trainer but I definitely think it has pulled me in making it all feel flatter. Magic. Highly recommended the latex as it’s longer in size to cover the bra rolls & love handles”

We believe that every woman deserves to look her best and feel confident in her appearance. This is why we created our range of high quality shapewear, specifically designed to sculpt your silhouette and make you feel great. So far we’ve helped more than 80,000 women discover their hidden curves with our collection of waist trainers and shape wear that have a breath-taking effect. Slip into one of our girdles, body shapers or waist clinchers and get ready to be amazed at the instant results. Our shape wear is comfortable yet effective and will create a stunning silhouette that will really turn heads – for all the right reasons.

Source:
Waist Train
https://www.waisttrain.uk/
Anton House
Christy Way
Essex SS15 6TR
UNITED KINGDOM

Financial guides

Top advices for how to multiply your money. If you want to be hands-on and enjoy making investment decisions, you might want to consider buying individual shares – but make sure you understand the risks. If you don’t have the time or inclination to be hands-on – or if you only have a small amount of money to invest – then a popular choice is investment funds, such as unit trusts and Open Ended Investment Companies (OEICs). With these, your money is pooled with that of lots of other investors and used to buy a wide spread of investments. If you buy investments, like individual shares, direct, you will need to use a stockbroking service and pay dealing charges. If you decide on investment funds, there are charges, for example to pay the fund manager. And, if you get financial advice, you will pay the adviser for this. Whether you’re looking at stockbrokers, investment funds or advisers, the charges vary from one firm to another.

Peter Lynch famously spoke about “tenbaggers”-investments that increased tenfold in value. He attributed his success to a small number of these stocks in his portfolio. But this required the discipline of hanging onto stocks even after they’ve increased by many multiples, if he thought there was still significant upside potential. The takeaway: avoid clinging to arbitrary rules, and consider a stock on its own merits. There is no guarantee that a stock will rebound after a protracted decline, and it’s important to be realistic about the prospect of poorly-performing investments. And even though acknowledging losing stocks can psychologically signal failure, there is no shame recognizing mistakes and selling off investments to stem further loss.

The answer is by buying an index fund. Index funds are the best friend of the passive investor who want an easy way to invest in the market. An index fund is a type of fund with a portfolio constructed to track a certain index. Index funds can track the return of the S&P 500, Dow Jones, or NASDAQ. Index funds can either be exchange traded funds or mutual funds that hold securities in a given market. A S&P 500 index fund will buy shares of the 500 largest companies in the United States and will track the movements of the Standard and Poor’s 500 index. This fund will replicate the performance of the S&P 500 index. If the S&P 500 index is up 10 percent for the year then a fund like the Vanguard S&P 500 index or the iShares S&P 500 index should be up approximately 10 percent as well. Read more on Easiest Way to Invest Money.

Mutual funds are investment securities that allow you to invest in a portfolio of stocks and bonds with a single transaction, making them perfect for new investors. The trouble is many mutual fund companies require initial minimum investments of between $500 and $5,000. If you’re a first-time investor with little money to invest, those minimums can be out of reach. But some mutual fund companies will waive the account minimums if you agree to automatic monthly investments of between $50 and $100. Automatic investing is a common feature with mutual fund and ETF IRA accounts. It’s less common with taxable accounts, though its always worth asking if it’s available. Mutual fund companies that have been known to do this include Dreyfus, Transamerica, and T. Rowe Price.

Warren Buffett says that many people think quite a bit before making any investment – and sometimes think TOO much. Buffett cautions that you should never invest in businesses that you don’t fully understand. He says that if before he invests in the stock of a company, he has to first understand how the company makes money and the main drivers that impact its industry in no more than 10 minutes. If he’s not able to understand it in 10 minutes, he moves on to evaluate another company on this basis. Most people can’t predict the next fashion trend among teenagers or whether or not a medicine will be successful in the market. Even if if you had more data than anyone else, it’s still impossible to predict the future with 100% accuracy.

About MultiplyMyMoney : I have more than 12 years of experience as an independent and personal financial and investment consultant. I used to run a financial blog called BuylikeBuffett which provided insight on investing, saving, money management, and all things finance. I am also the author of Your Financial Playbook: A Guide To Navigating The World Of Personal Finance a financial guide written to inform the beginning investor about the basics of the market. I decided to start a new site because I receive a great number of questions about financial topics on a daily basis. I figure that this would be a great way to answer those questions and increase financial literacy. I also figured it would be a good platform to write articles on everything from teaching how to get rich, explaining the basics of cryptocurrency, to detailing ways of rebuilding your credit score. I was the founder and president of New Horizons Financial Management, LLC, and was a registered investment advisor. New Horizons was an independent investment advisory asset management and personal financial consulting firm offering investment advisory services to high net worth individuals. See more info on https://multiplymymoney.com/.