CCRB – Leading in Usability from TechBank

TechBank is licenced & regulated European financial institution, a crypto exchange is licenced by Financial Intelligence UNIT (FVR000419), also operates a highly secure Crypto wallet service (Licence No: FRK000341), issues multicurrency CRYPTOBACK cards (Patent App No: GB1719487.9) and operates from its corporate offices in London & Estonia. Open a beautifully simple app-based global crypto account in minutes not days. We’re all about giving back! When you shop at your favorite brands through TechBank, we receive a commission and share it with you as Cryptoback in Bitcoin & CCRB.

Cryptocurrency is a current days El Dorado, a market that offers huge profit making opportunities. But it’s also extremely risky so before you jump in it’s better to be informed. Here are a few advices if you want to purchase cryptocurrency online in 2019. To begin investing in Bitcoin and other cryptocurrencies you first need to sign up to an exchange which will allow you to buy cryptocurrency with cash. An exchange is basically an website that offers everyone to buy and sell Bitcoin as well as any other cryptocurrency that they have traded.

CCRB – Leading in Usability : First-ever ERC20 Crypto launched in the UK. First Consumer-oriented Cryptocurrency launched in the U.K. Mine and collect CCRB instantly across the world while shopping millions of products at more than 90,000 outlets online and in-store.

Everyone is talking about cryptocurrencies. The explosion in the price of Bitcoin in previous years, when it reached its maximum price and almost touched $ 20.000 dollars, caused the eyes of the world to settle on the crypto world. Suddenly, from average citizens to financial giants, everyone became interested in cryptocurrencies. Their rising prices gave cryptocurrencies a new attraction.

You cannot “buy the dips” if you have all your money to invest already invested. LET US STRESS THIS POINT! The point should be obvious, but it bears repeating over and over. It is tempting to go all-in, but that limits your options. Consider always having some funds to the side to buy an unforeseen downturn. Even if you want to “go all-in” on crypto… leave yourself at least a little money to the side just in case. If you are all-in and the price takes a hard downturn, it takes lots of options off the table. It is hard not to go all-in when a coin goes down 60% – 80% over the course of weeks or months, but sometimes they go down even more than that, and it is wise to always prepare for the worst case.

Open an business account and launch your own crypto rewards program in minutes. We can provide your Company a multi-currency crypto account, so you can continue to grow your business on an international level. Get direct access to exchanges, Payment Processors, transfer and receive funds worldwide and so much more. Exchange fiat Currencies like USD, EUR, GBP, INR, AUD, CAD, PLN & many more to the crypto of your choice like BTC, ETH, BCH, LTC, CCRB etc. Load your fiat or crypto wallets with the available funding methods and instantly start trading with crypto and vice versa. See more details at Global Cryptoback (Bitcoin & CCRB) debit card.

Little pigs eat a lot, but big ones get eaten. This is especially true of market profits when trading cryptocurrencies. Wise traders never run in the direction of massive profits; nope, they don’t! They would rather stay put and gather small but sure profits from regular trades. Consider investing less of your portfolio in a market that is less liquid. Such high trades require more tolerance, while the stop loss and profit target points will be allocated further from the buying level.

Hold your horses, buddy! Take your time when transferring your money. Don’t rush, and make sure the sending and receiving addresses are correct. Never type an address. Just copy and paste them. This way you avoid any chance of typos. And hey, it’s faster! After you copy and paste it, always verify the first two characters and the last three characters match your address.

To make your first trade, input the amount of Bitcoin you want to buy in the provided field and click the buy button. On Coinbase or Coinbase Pro, this will be a basic “market” buy order, which will purchase Bitcoin at the best market rate. Alternatively, you can place a “limit” order, which lets you set a price you’re willing to pay for a certain amount and a trade will only happen if that amount shows up at that price.

TechBank is a European headquartered licensed financial institution that avails you with services including a pre-paid crypto linked virtual card, cryptocurrency exchange and peer-to-peer market place. TechBank OÜ (14440607) is licensed by, Financial Intelligence UNIT. TechBank Crypto exchange (License No: FVR000419) & crypto wallet service (License No: FRK000341) Estonia. We’re not a bank we are fully licensed to handle customer’s crypto assets and handle crypto to fiat and fiat to crypto trades. We operate from our corporate offices in Estonia. Source: https://techbank.finance/.

For a full presentation please check https://docs.google.com/presentation/d/1B83NYRoJV1bf53iKMv-QA8DpfAnLj0lFrr2vTxdaMh0/edit?usp=sharing.

Crypto exchange licenced by Financial Intelligence UNIT by TechBank

TechBank is licenced & regulated European financial institution, a crypto exchange is licenced by Financial Intelligence UNIT (FVR000419), also operates a highly secure Crypto wallet service (Licence No: FRK000341), issues multicurrency CRYPTOBACK cards (Patent App No: GB1719487.9) and operates from its corporate offices in London & Estonia. Open a beautifully simple app-based global crypto account in minutes not days. We’re all about giving back! When you shop at your favorite brands through TechBank, we receive a commission and share it with you as Cryptoback in Bitcoin & CCRB.

Cryptocurrency is the big boom in 2019, a market that offers huge profit making possibilities. But it’s also extremely risky so before you jump in it’s better to be educated. Here are a few tips if you want to buy cryptocurrency online in 2019. To begin investing in Bitcoin and other cryptocurrencies you first need to sign up to an exchange which will offer you to buy cryptocurrency with money. An exchange is basically an website that enables anyone to buy and sell Bitcoin as well as any other cryptocurrency that they have listed.

BYE BYE Cashback & Loyalty Points ? Isn’t it about time that you were able to join an advance ‘Cryptoback‘ program & enjoy unlimited global benefits? Earn cryptocurrency while you shop at your favourite brands. Redeem it, gift it, cash it, trade it – or build your crypto portfolio.

Because of the number of cryptocurrencies that exist, some cryptocurrencies work a bit differently, but most of them share these basic characteristics: Actions are irreversible: After you send a cryptocurrency and the network has confirmed it, you cannot recover it. The cryptocurrencies are one-way, without chargebacks.

Learn to value coins in BTC. Ether aside, Bitcoin is the current primary currency of the crypto economy (i.e., its what you have to use to buy most altcoins). Those new to crypto tend to value things in dollars. Meanwhile, even seasoned cash traders value coins in dollars. However, enough crypto traders will value coins in BTC for it to matter. If you aren’t aware of the BTC charts, you won’t be able to properly understand the trends everyone else is analyzing and reacting to. You don’t have to make getting more BTC your goal, but you must have the BTC prices of altcoins on your radar. There are times when all coins move up, but altcoins steadily loose value against Bitcoin. Those who know will be the first to dump altcoins for Bitcoin; this will set off a vicious cycle that can result in the stagnation of altcoin prices.

Open an business account and launch your own crypto rewards program in minutes. We can provide your Company a multi-currency crypto account, so you can continue to grow your business on an international level. Get direct access to exchanges, Payment Processors, transfer and receive funds worldwide and so much more. We’re all about giving back! When you shop through TechBank, we receive a commission and share it with you in Bitcoin & CCRB. Instantly Load your TechBank virtual crypto linked Card and start earning Cryptoback while you shop at your favorite brands. Read more details at Highly secure Crypto wallet service.

A lot of Altcoins end up losing value over a certain period of time, sometimes in an unusually short period of time. It is, therefore, paramount to understand that whenever you hold an altcoin for the long term, be careful not to hold on to them for too long. One of the best measures of coins that are perfect for long-term investments is the daily trading volumes. The higher the daily trading volume, the more suitable an asset is for long-term investments. If you’re thinking of going long term with cryptocurrencies, consider investing in some of the following coins: Ethereum (ETH), Factor (FCT), Monero (XRM), and Dash. These have decent trading volumes on various exchanges around the world.

At least in the United States and Canada. Most people think that they only owe taxes on profits that were sold back to USD/CAD, when in fact, you owe taxes on every single trade you make – even crypto to crypto. The IRS and CRA view every trade as a realized gain or loss. Put simply, if you buy Ether with Bitcoin, they consider this a taxable event on a realized gain or loss. They assume that you sold Ethereum to USD, then purchased Bitcoin with USD, even though this is not what happened. Ignoring both tax implications and exchange fees will severely impact your overall cryptocurrency investment strategy.

The best place to make your first Bitcoin purchase is on an exchange. There are a whole lot of exchanges out there, with varying performance. Some are less trustworthy than others and some can be quite limited, so it’s important to pick the right exchange to start with. We recommend using Coinbase, though there’s no harm in checking out the competition using a Bitcoin exchange comparison site.

TechBank is a European headquartered licensed financial institution that avails you with services including a pre-paid crypto linked virtual card, cryptocurrency exchange and peer-to-peer market place. TechBank OÜ (14440607) is licensed by, Financial Intelligence UNIT. TechBank Crypto exchange (License No: FVR000419) & crypto wallet service (License No: FRK000341) Estonia. We’re not a bank we are fully licensed to handle customer’s crypto assets and handle crypto to fiat and fiat to crypto trades. We operate from our corporate offices in Estonia. Source: https://techbank.finance/.

For a full presentation please check https://docs.google.com/presentation/d/1B83NYRoJV1bf53iKMv-QA8DpfAnLj0lFrr2vTxdaMh0/edit?usp=sharing.

Rip Cameron Boyce 1999 2019 T-shirts and T-shirts history

T-Shirts are the cheapest fashion product to make it reflect your personality. Funny messages, deep meaning messages, you can make them say anything! The fit of a T-shirt is the single most important thing when it comes to picking your purchase; too long and baggy is not flattering no matter what your shape and size, and let’s just avoid too tight tees at all costs, please. A classic option usually falls to athletic fit T-shirts and men’s fitted T-shirts that only skim the body and still leave room for movement. The bottom of the tee should skim your hip, whilst for the best-fitted T-shirts, the shape of the torso will feature a slightly tapered in the waist and a square shoulder. Sleeve length is simple; never should they be longer than half your arm, but similarly don’t let them creep up too close to your shoulders guys, as a cap sleeve is not a good look. A T-shirt that we think is a classic may look good on one guy, but could completely flop on another. This is where the above point about finding a brand that works for you is key.

We carry eight different T-shirt neckline options – crewneck, v-neck, deep v-neck, henley, hooded, off the shoulder, ringer, and scoop neck. The most popular, classic T-shirt neckline is the crewneck T-shirt featuring a round neckline that can be worn with layers if desired. Another popular option is our v-neck T-shirt featuring a stylish v neckline shape that is available in a multitude of colors. If you’re searching for a shirt featuring a collar neckline, we carry custom dress shirts and personalized polo options as well.

Embroidery is when the image or logo is translated into a design using thread, creating a textured look and feel. This works best with solid color logos but doesn’t work as well with displaying fine detail and small text. Keep in mind that Embroidery is on the heavy side for T-shirts, so it is recommended to embroider a heavyweight tee. I bought some awesome t-shirts at TeeSnails, you should check them. Buy the Serious Gourmet coffee Starbucks T-shirt now!

The perfect-fitting example emphasises parts of the body you’re proudest of, without drawing attention to the areas you’re conscious of. Confused? Before trying one on, look at your naked torso in the mirror and ask yourself what your best attribute is. Arms: Whether rolled or regular, sleeves should hit around the halfway point on your upper arm to show off your biceps and triceps. Pecs/Shoulders: Aim for a slim-fitting style that skims through this part of the body, leaving enough room for air to circulate. Abs/Narrow Waist: Guys with bigger chests and/or narrow waists should look for tapered cuts that don’t drape around your mid-section.

The ideal t-shirt for work uniforms should be durable, comfortable and practical. With this in mind, we would recommend the Gildan Men’s Ring Spun, SoftStyle T-Shirt. Features such as the taped neck and twin needle stitching at the sleeves and hem help add strength to the t-shirt, helping to ensure it will last.The fabric is also incredibly soft and smooth meaning not only is it great for print but it’s comfortable too! We also have a women’s version available too which encompasses the same features.

TeeSnails Store – Shop trending shirts and hoodies. All shirt is printed in USA, If you have any ideas, contact us to get your custom shirt. Our shirts Printed in the USA, 100% Satisfaction guarantee. If you don’t love we will take it back, High print quality, Fastest shipping and International delivery. Source: https://teesnails.com/.

Searching for a customer service phone number?

Angry abou a specific company customer support? Looking minutes on a utility bill to find a customer support phone number? Here is something to help you. What are the best support departments of Fortune 500 companies ? How can you reach them ? Samsung is known as a multinational conglomerate company with many subsidiaries and affiliated businesses. Not surprising, Samsung has a powerful influence on South Korea’s economic development, politics, media and culture; and has been a major driving force behind the “Miracle on the Han River.” As of last year, Samsung held a 36.5% excellent customer service rating. State Farm’s tagline, “We’re born to assist,” holds true as it has received a 37.9% excellent rating in last year’s MS Money survey in customer satisfaction. Its services range from home to car insurance, and financial services to those in need.

These unique, regional supermarkets are happy places to shop. They are immaculately clean, and intuitively designed to generate a positive shopper experience. Just ask happy shopper and college student, Elizabeth Kagan, who stocks her dorm’s fridge regularly at Wegmans. “I love the seasonal flavor that the store always has. Most importantly, I know that everything I am buying is fresh. One time, I realized I had brought back an opened package of baloney. The store took it back, with a smile, two days later,” she says. Wegmans employees may be great at customer service partly because they love their jobs—Fortune ranks Wegmans among its top ten places to work. This Texas-based, privately-held supermarket chain got uber-high marks for customer service from advisory firm KPMG’s survey of companies. The local giant is loved for its large supply of eclectic, one-of-a-kind food products, local produce and products made by Texans, and personalized, fast follow-up to customer comments. HEB is also known for its friendly service, from the shelf stockers to cashiers.

Think long term when dealing with customers. By keeping customers happy, they will be loyal and through word of mouth, will do the marketing for you. In fact, according to author Pete Blackshaw, a satisfied customer tells at least three friends (whereas an angry customer tells 3,000!) Peter Shankman, author and business consultant, was ready to board a flight before tweeting “Hey, @Mortons – can you meet me at Newark airport with a porterhouse when I land in two hours? K, thanks. :)”. As soon as Peter landed, a gentleman wearing a tuxedo was holding a bag that contained porterhouse shrimp, napkins and silverware. Knowing that Peter was a regular customer and having tracked down his arrival details, Morton’s traveled more than 23 miles to deliver excellent service.

The average response time for the best in class companies was 3 hours compared to the overall average response time, which was 12 hours and 10 minutes. This means that the right department at the best in class companies received the request at the right time, and was able to handle it accordingly. Furthermore, 62% of companies did not respond to customer support emails (Tweet this!). Based on these findings, its’ clear that the best in class customer service companies have the correct support procedures in place. To respond to all customer support emails, start out by setting up rules in your customer service software or email client, to allow you to automatically forward a request to the correct department. Secondly, when a customer asks a question, don’t ignore it. If you ignore your customers, they will ignore you and eventually shop elsewhere.

Customer service contact phone! This website is specialzed on providing fast access to info related to any big company client support department, with a lot of extra information, like phone contacts, email, live chat addresses and so on. Read more info about Customer service number.

Conventional loan tips

Do you need money for personal reasons ? Looking for best loans advices? Fees: In addition to looking at interest rates, know all the fees associated with each loan. Note origination fees, prepayment penalties, closing costs, and other fees or restrictions. An interest rate might look appealingly low, but the total cost of the loan may be much higher once you factor in the fees. Loan to value (LTV): This figure measures a commercial real estate loan’s amount in relation to property value. The higher the LTV, the riskier the transaction becomes for the bank and the higher the interest rate you will be charged. Review the LTVs of each lender to find the best fit.

Fees associated with personal loans. In addition to interest rates, there are other fees associated with a typical personal loan such as; An application fee to cover the expenses incurred while processing the loan application such as credit report fees, man hours spent validating your application and etc. An origination fee or loan fee that’s charged upon receiving the approved funds. This is often a percentage of the total loan amount, usually between 1%-5%. A late payment fee that’s charged when you don’t make the monthly payments on time. Most lenders charge a flat-fee but some may set it to be a certain percentage of the payable monthly amount. Read extra details at FHA loan.

Consider the Number of Active Loans: This factor is related directly to your credit history, and consequently, your credit worthiness. It will also impact your ability to repay your personal loan. Banks usually perform a check on the number of active loans and debt you currently have before granting their sanction for a personal loan. If you already have multiple outstanding loans such as a home loan, car loan, or education loan, then you should avoid applying for a personal loan. If it does get approved, it will increase your financial burden. Moreover, banks do not consider applicants with multiple outstanding loans as good candidates for personal loans. They may simply reject your application altogether. There are so many players in the market who are offering personal loan in India, where you can compare interest rates and apply in just few minutes. In addition to gleaning information about personal loan offerings from several banks, you can also use tools like the online EMI calculator to plan and manage your loan.

For any lender, loan security ranks as their highest criteria when considering whether to lend. If you sign over a security entitling them to a legal charge over a property, for example, their risk drops substantially. Should you default on the payment, the value of the assets means they can simple force sale and recoup what they’re owed. Many businesses, however, don’t have the luxury of a commercial asset to offer as collateral. In those instances they have two options: Sign a director’s personal guarantee document, Opt for an Unsecured business loan. Personal guarantees (covered in more detail later on) are only available where one of the directors has an asset, usually a family house, they can offer. Unsecured business loans are capped at a much lower rate and come with higher interest due to the increased risk for the lenders.

What is a mortgage? It is a loan from a bank or building society that lets you buy a property. You then pay back the amount you have borrowed plus interest over a period of around 25 years, although you can take them out over longer or shorter terms. The mortgage is secured against your property until you have paid it off in full. This means the lender could repossess your home if you fail to repay it. You can get one either on your own or held jointly with one or more people.

Greenlight Funding is a full service loan servicing firm offering a variety of consumer and commercial loan products including multi-family, business acquisition, rental property, working capital, construction, fix and flip loans, and residential mortgages. We are dedicated to helping you throughout the process. Submit your inquiry today and see how much lower our rates are than the big banks. Then fill out our short application to see if you qualify and obtain a pre-approval letter.

Business Name: Greenlight Funding, Manhattan
Web: https://greenlightbiz.com/
Address: 99 Wall Street, Suite 1605, NY, NY 1005
Tel: 917-722-1761
eMail: info@greenlightbiz.com

Financial guides

Top advices for how to multiply your money. If you want to be hands-on and enjoy making investment decisions, you might want to consider buying individual shares – but make sure you understand the risks. If you don’t have the time or inclination to be hands-on – or if you only have a small amount of money to invest – then a popular choice is investment funds, such as unit trusts and Open Ended Investment Companies (OEICs). With these, your money is pooled with that of lots of other investors and used to buy a wide spread of investments. If you buy investments, like individual shares, direct, you will need to use a stockbroking service and pay dealing charges. If you decide on investment funds, there are charges, for example to pay the fund manager. And, if you get financial advice, you will pay the adviser for this. Whether you’re looking at stockbrokers, investment funds or advisers, the charges vary from one firm to another.

Peter Lynch famously spoke about “tenbaggers”-investments that increased tenfold in value. He attributed his success to a small number of these stocks in his portfolio. But this required the discipline of hanging onto stocks even after they’ve increased by many multiples, if he thought there was still significant upside potential. The takeaway: avoid clinging to arbitrary rules, and consider a stock on its own merits. There is no guarantee that a stock will rebound after a protracted decline, and it’s important to be realistic about the prospect of poorly-performing investments. And even though acknowledging losing stocks can psychologically signal failure, there is no shame recognizing mistakes and selling off investments to stem further loss.

The answer is by buying an index fund. Index funds are the best friend of the passive investor who want an easy way to invest in the market. An index fund is a type of fund with a portfolio constructed to track a certain index. Index funds can track the return of the S&P 500, Dow Jones, or NASDAQ. Index funds can either be exchange traded funds or mutual funds that hold securities in a given market. A S&P 500 index fund will buy shares of the 500 largest companies in the United States and will track the movements of the Standard and Poor’s 500 index. This fund will replicate the performance of the S&P 500 index. If the S&P 500 index is up 10 percent for the year then a fund like the Vanguard S&P 500 index or the iShares S&P 500 index should be up approximately 10 percent as well. Read more on Easiest Way to Invest Money.

Mutual funds are investment securities that allow you to invest in a portfolio of stocks and bonds with a single transaction, making them perfect for new investors. The trouble is many mutual fund companies require initial minimum investments of between $500 and $5,000. If you’re a first-time investor with little money to invest, those minimums can be out of reach. But some mutual fund companies will waive the account minimums if you agree to automatic monthly investments of between $50 and $100. Automatic investing is a common feature with mutual fund and ETF IRA accounts. It’s less common with taxable accounts, though its always worth asking if it’s available. Mutual fund companies that have been known to do this include Dreyfus, Transamerica, and T. Rowe Price.

Warren Buffett says that many people think quite a bit before making any investment – and sometimes think TOO much. Buffett cautions that you should never invest in businesses that you don’t fully understand. He says that if before he invests in the stock of a company, he has to first understand how the company makes money and the main drivers that impact its industry in no more than 10 minutes. If he’s not able to understand it in 10 minutes, he moves on to evaluate another company on this basis. Most people can’t predict the next fashion trend among teenagers or whether or not a medicine will be successful in the market. Even if if you had more data than anyone else, it’s still impossible to predict the future with 100% accuracy.

About MultiplyMyMoney : I have more than 12 years of experience as an independent and personal financial and investment consultant. I used to run a financial blog called BuylikeBuffett which provided insight on investing, saving, money management, and all things finance. I am also the author of Your Financial Playbook: A Guide To Navigating The World Of Personal Finance a financial guide written to inform the beginning investor about the basics of the market. I decided to start a new site because I receive a great number of questions about financial topics on a daily basis. I figure that this would be a great way to answer those questions and increase financial literacy. I also figured it would be a good platform to write articles on everything from teaching how to get rich, explaining the basics of cryptocurrency, to detailing ways of rebuilding your credit score. I was the founder and president of New Horizons Financial Management, LLC, and was a registered investment advisor. New Horizons was an independent investment advisory asset management and personal financial consulting firm offering investment advisory services to high net worth individuals. See more info on https://multiplymymoney.com/.